0 APR Credit
Card Transfer
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Card Transfer Main Resources:
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Apr Credit Card Transfer
Virgin Money
Credit Card: 0% APR on Balance Transfers for 16 Months!

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Now
Credit cards
in the UK are competing with each other on very attractive offers with
a rate of 0% APR (annual percentage rate). These 0% APR credit cards
will be either balance transfers, introductory purchases or a combination
of the two. However, you might want to consider alternatives to these.
A balance transfer
credit card is basically an offer of either a zero interest rate or
very low interest rate for a pre-defined period. The standard period
is 6 months although there are variations on this For more information
on 0 apr credit card transfer click
here.
A 0% APR credit
card transfer has many similarities to the balance transfer offers.
Once the period expires the outstanding balance is subject to the standard
rate on all purchases.
Sometimes the bank
or credit card issuer will offer the balance transfer and the zero percent
APR on new purchases on the same card. But consumers need to understand
the
benefits of both, and need to be able to use both to their advantage.
For example, be very aware of the penalties that may be (and usually
are!) imposed if you transgress on the rules. Often these are written
in small print; it is a shame that some unscrupulous credit card companies
resort to these methods, but it is in your interest to be aware as and
when they do exist.
It is quite possible
and very realistic to be able to transfer balances in such a way that
you do not have to pay any interest at all. The credit card companies
are begging you for your custom; there are some truly great offers out
there. But beware! These offers are intoductory offers only; treat them
as such and switch when you should. Join the game and beat them at it.
After all, it's they who set the rules in the first place. All you have
to do is follow them and win.
More help for
0 apr credit card transfer is available
here.
More help for
0 apr credit card transfer is available
here. All rights reserved.
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